SID SAI KIM

Scheme Documents — SID / SAI / KIM

Understanding the three key documents you must read before investing in any mutual fund scheme.

Read Before You Invest

SEBI mandates that all investors read the SID, SAI, and KIM before making any mutual fund investment. Fasttrack Financial Professionals will provide these documents for any scheme upon request — free of charge. Contact: [email protected]

1. Scheme Information Document (SID)

Most detailed document for a specific scheme. Contains:

• Investment Objective — What the scheme aims to achieve
• Asset Allocation — Distribution across asset classes
• Risk Factors — All material risks of the scheme
• SEBI Riskometer — Risk level from Low to Very High
• Total Expense Ratio (TER) — Annual charges as % of AUM
• Exit Load — Redemption charges before specified period
• Fund Manager — Name, experience, other schemes managed

2. Statement of Additional Information (SAI)

Statutory information common to all schemes of a mutual fund:

• Constitution and legal structure of the Mutual Fund
• Rights of unit holders (investors)
• Investment restrictions as per SEBI regulations
• Tax treatment of mutual fund investments
• Investor grievance redressal mechanism

3. Key Information Memorandum (KIM)

A concise 2–4 page summary of the SID covering investment objective, asset allocation, plans, minimum investment amounts, exit load, and scheme Riskometer. Start with the KIM — but always read the full SID before investing.

Where to Access